Take risk profile test – TOMORROW Super

How old are you?

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I have experience investing in (select all that apply):

Cash and term deposits

ETFs and/or Managed Funds

Direct Shares

Property

Derivatives, Venture Capital, Currencies or physical commodities

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When it comes to money, I consider myself a

Risk Avoider

Risk Taker

Neither Risk Avoider or Risk Taker

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Between September and December 2008, during the Global Financial Crisis, the Australian share market lost around 29% of its value. This means $100,000 invested in September 2008 was worth around $71,000 in December 2008.

If I owned an investment that lost 29% in 4 months, I would:

Sell the investment in its entirety

Sell part of the remaining investment

Hold onto the investment

Buy more of the investment ( assuming i had cash available )

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Investment risk means trading the possibility of short term losses for the potential for long term gains. In order to maximise my potential for long term returns, I would be willing to accept negative returns within my Super:

One year in every 10 years

One year in every 8 years

One year in every 5 years

One year in every 3 years

I am not prepared to accept any negative returns

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If I could increase my chances of improving the returns of my super by taking more risk, I would be:

Not prepared to take more risk

Prepared to take a risk with 25% of the money

Prepared to take a risk with 50% of the money

Prepared to take a risk with 100% of the money

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The chart below shows the greatest 1 year loss and highest 1 year gain on five investments of $100,000.

Given the potential gain or loss, I would invest my money in:

A. Loss of $200 or gain of $3,000

B. Loss of $1,000 or gain of $5,000

C. Loss of $5,000 or gain of $8,000

D. Loss of $11,000 or gain of $12,000

E. Loss of $30,000 or gain of $25,000

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I am <38> years old, meaning I can access my super in <60 minus AGE> years at age 60 (based on the current government mandated 'preservation' age).

My willingness to ride out the ups and downs in my super over the next <60 minus AGE> years in order to increase thechance of having more income in retirement is:

I am not willing at all to accept any short term losses.

I am somewhat willing to accept short term losses to increase the chance of having more income in retirement

I am very willing to accept short term losses to increase the chance of having more income in retirement

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WHAT IS MY RISK TOLERANCE?